Tuesday, February 20, 2007
The University on Wheels
By Lily S.
When I first heard the phrase "university on wheels" from one of America's top business speakers - Brian Tracy, it didn't sink in, until I thought deeply about it.
He was referring to the powerful value we can get listening to professional audio books while driving to work each morning.
You see, most people "waste" as many as 2 or more hours every single day commuting to work. During this time they do nothing other than hum to themselves (leaving their minds empty) all of the way commuting to work.
Some that turn on the radio while driving to work spend the time listening to music.
Now... here's a pleasant, yet scary fact -
Do you know that just listening to the right professional audio books each and every morning as you commute to work will be equivalent to a full university education within some years?!
Definitely.
I know it might not make sense to you just yet, but stay with me while I try to explain why I said that.
You see, for some university degree programs, students spend no more than 10 hours weekly attending their lectures. And after a few years they are given their degrees.
And what do they do during these 10 hours each week?
You guessed it - they "listen" to their lecturers!
You can get the exact same value from just listening to the right audio books in the field or area of expertise you want to learn about.
I realize that no university will give you a degree certificate after you have completed your chosen audio books, but you would have enriched yourself with this new knowledge.
There are certain professional audio book programs that will give you examinations after completing their training programs... and will give you a certificate for passing their course.
Many such certificates can be used in certain places to give evidence of your expertise in that area.
In that case, why would you continue to "waste" valuable time on your daily commute to work when you can "kill 2 birds with one stone" by using the same hours to learn a new skill, a new business idea, a new profession, etc?
To get started, ask yourself what new skill or expertise you would love to learn. When you are certain of your answer, hop online and search for any audio book series in that area.
You are sure to find valuable information on the Internet related to this to get you started on your "university on wheels" program.
The fact that audio books come in both CD, cassette and downloadable formats give you options to choose from. If you have a CD player in your car or cassette player, you can choose any.
Even if you don't drive to work but take the bus to work, you can easily get a portable CD, cassette or Mp3 player and still benefit from your "university on wheels" program.
Who knows... if you dedicate the time to follow through, you will be an expert in that area of expertise in no time at all!
All thanks to the advent of audio books.
***Visit OdioMall.com for over 5,000 Downloadable Audios.***
For the Affiliate Program please visit ===> odiozon.com
*Please feel free to copy, send, or distribute this article at anytime as long as the article is not changed, and the entire author resource box is included with the article as written.
Article Source: http://EzineArticles.com/?expert=Lily_S.
When I first heard the phrase "university on wheels" from one of America's top business speakers - Brian Tracy, it didn't sink in, until I thought deeply about it.
He was referring to the powerful value we can get listening to professional audio books while driving to work each morning.
You see, most people "waste" as many as 2 or more hours every single day commuting to work. During this time they do nothing other than hum to themselves (leaving their minds empty) all of the way commuting to work.
Some that turn on the radio while driving to work spend the time listening to music.
Now... here's a pleasant, yet scary fact -
Do you know that just listening to the right professional audio books each and every morning as you commute to work will be equivalent to a full university education within some years?!
Definitely.
I know it might not make sense to you just yet, but stay with me while I try to explain why I said that.
You see, for some university degree programs, students spend no more than 10 hours weekly attending their lectures. And after a few years they are given their degrees.
And what do they do during these 10 hours each week?
You guessed it - they "listen" to their lecturers!
You can get the exact same value from just listening to the right audio books in the field or area of expertise you want to learn about.
I realize that no university will give you a degree certificate after you have completed your chosen audio books, but you would have enriched yourself with this new knowledge.
There are certain professional audio book programs that will give you examinations after completing their training programs... and will give you a certificate for passing their course.
Many such certificates can be used in certain places to give evidence of your expertise in that area.
In that case, why would you continue to "waste" valuable time on your daily commute to work when you can "kill 2 birds with one stone" by using the same hours to learn a new skill, a new business idea, a new profession, etc?
To get started, ask yourself what new skill or expertise you would love to learn. When you are certain of your answer, hop online and search for any audio book series in that area.
You are sure to find valuable information on the Internet related to this to get you started on your "university on wheels" program.
The fact that audio books come in both CD, cassette and downloadable formats give you options to choose from. If you have a CD player in your car or cassette player, you can choose any.
Even if you don't drive to work but take the bus to work, you can easily get a portable CD, cassette or Mp3 player and still benefit from your "university on wheels" program.
Who knows... if you dedicate the time to follow through, you will be an expert in that area of expertise in no time at all!
All thanks to the advent of audio books.
***Visit OdioMall.com for over 5,000 Downloadable Audios.***
For the Affiliate Program please visit ===> odiozon.com
*Please feel free to copy, send, or distribute this article at anytime as long as the article is not changed, and the entire author resource box is included with the article as written.
Article Source: http://EzineArticles.com/?expert=Lily_S.
Before You Apply For Or Consolidate Your Student Loan(s)
By Charles Neshah
Student Loan Consolidation
As a student or the guardian of a student one of the most important relief you can receive is to conclude a Student Loan. But often the debt burden associated with student loans begins to way down on your income due to monthly repayments.
There are different student loans programs available, some of them out rightly exploitative. Student loan programs are either the Federal or the Private loans:
1. As the name implies, Federal loans are usually funded and administered through the Department of Education's Federal Student Aid programs.
2. Private loans are offered by Banks and other private organizations for the benefit of Private students. The two most popular private loan programs are the Citibank student loans and the Sallie Mae Signature student loans.
Most student loans, whether Federal or Private could be secured or unsecured, but the private loan institutions do charge higher interest rates than Federal loans.
You are at liberty to apply for either Federal or private loans along with scholarships for the purpose of defraying the cost of your education if you meet the requisite criteria.
As you must have already considered from the above, it is better to first apply for Federal loans and when time comes for consolidating your student loans also consolidate your Federal loan firstly, before consolidating a private student loans debt.
Below are the 3 reasons why:
Federal loans attract lower interest rate and slight changes could occur every July 1st to, in most cases, lengthen repayment period to upwards of 30 years.
You have just one institution to which you make repayments each month.
Eligibility criteria are usually more favourable with the Federal loans.
Student loan consolations have pros and cons you must learn in order to be able to manage your student loans debt properly. There are a variety of options open to you for consolidating your student loans, if you have a number of them.
For instance, you need to compare interest rates before consolidating any student loans, be it Federal or private student loans, because interest rates have fallen. If not, you will have debt problem, which will work against your credit rating in the future
However, you can reduce your student loans debt by eliminating the principal balances or reducing the monthly payments. Yes, you can, because your loans repayment is tied to your income. Always be on the look out for student loans forgiveness, which is sometimes applied by some student loans institutions?
Neshah writes for your Success. Recommended:Student Loan Consolidation Success, the road map to a successful college program without running into student loans debt
Article Source: http://EzineArticles.com/?expert=Charles_Neshah
Student Loan Consolidation
As a student or the guardian of a student one of the most important relief you can receive is to conclude a Student Loan. But often the debt burden associated with student loans begins to way down on your income due to monthly repayments.
There are different student loans programs available, some of them out rightly exploitative. Student loan programs are either the Federal or the Private loans:
1. As the name implies, Federal loans are usually funded and administered through the Department of Education's Federal Student Aid programs.
2. Private loans are offered by Banks and other private organizations for the benefit of Private students. The two most popular private loan programs are the Citibank student loans and the Sallie Mae Signature student loans.
Most student loans, whether Federal or Private could be secured or unsecured, but the private loan institutions do charge higher interest rates than Federal loans.
You are at liberty to apply for either Federal or private loans along with scholarships for the purpose of defraying the cost of your education if you meet the requisite criteria.
As you must have already considered from the above, it is better to first apply for Federal loans and when time comes for consolidating your student loans also consolidate your Federal loan firstly, before consolidating a private student loans debt.
Below are the 3 reasons why:
Federal loans attract lower interest rate and slight changes could occur every July 1st to, in most cases, lengthen repayment period to upwards of 30 years.
You have just one institution to which you make repayments each month.
Eligibility criteria are usually more favourable with the Federal loans.
Student loan consolations have pros and cons you must learn in order to be able to manage your student loans debt properly. There are a variety of options open to you for consolidating your student loans, if you have a number of them.
For instance, you need to compare interest rates before consolidating any student loans, be it Federal or private student loans, because interest rates have fallen. If not, you will have debt problem, which will work against your credit rating in the future
However, you can reduce your student loans debt by eliminating the principal balances or reducing the monthly payments. Yes, you can, because your loans repayment is tied to your income. Always be on the look out for student loans forgiveness, which is sometimes applied by some student loans institutions?
Neshah writes for your Success. Recommended:Student Loan Consolidation Success, the road map to a successful college program without running into student loans debt
Article Source: http://EzineArticles.com/?expert=Charles_Neshah
Personal Support Worker - A Great Career Opportunity
By Matthias Koster
Support workers provide services to people who need help with their daily needs. You will provide these services in facilities and within the community. Supervised by a nurse or other professional, you are a vital part of a health care team. Legislation, employer’s policies, and the person’s condition influence how you function and how much supervision you will need. Once you gain the required experience, you will find that you are able to adapt your care depending on the setting and situations that arise. Ultimately, the goal of the support work is to improve the individuals overall quality of life. Care needs to be provided in a kind, sensitivity, and understanding manner. While tending to the person’s physical needs, you can also help to relieve loneliness, provide comfort, encourage independence, and promote the person’s self-image. Your service helps people in their homes remain independent. You should always conduct yourself in a manner that let’s the individual know that you care for them and about them. You will make a positive difference in people’s lives! Now, let’s take a look at where you’ll be performing your tasks as a personal support worker. There are two accepted groupings of locations, the first being facility-based and second, community based. To be listed as a Facility-based workplace, a location must provide accommodations, health & support services. There are several different types of facilities, including hospitals and long-term care (retirement) homes. Community-based workplaces include locations within the community where health care and services are provided, but where overnight are not necessary. The most common of these settings would be a person’s home. Obtaining certification to become a Personal Support Worker can follow one of two paths. The first being a traditional educational institution such as a College or University and the second being a specialized educational institution, such as a local learning center (for example, a continuing educational center at a local high school). The government of each province creates a course outline & standard that each institution must adhere to. The wages that a Personal Support Worker can expect to earn can differ from province to province, city to city, and from a unionized to a non-unionized workplace. CUPE (Canadian Union of Public Employees) states that the average wage for a Canadian unionized Support Worker is $14.65 and a non-unionized worker averages $13.42 per hour.
Matthias Koster operates Personal Support Worker Canada (http://www.personalsupportworker.ca), a resource site that provides information on Personal Support Worker job duties, educational institutions offering the course, supplies, and job opportunities.
Article Source: http://EzineArticles.com/?expert=Matthias_Koster
Support workers provide services to people who need help with their daily needs. You will provide these services in facilities and within the community. Supervised by a nurse or other professional, you are a vital part of a health care team. Legislation, employer’s policies, and the person’s condition influence how you function and how much supervision you will need. Once you gain the required experience, you will find that you are able to adapt your care depending on the setting and situations that arise. Ultimately, the goal of the support work is to improve the individuals overall quality of life. Care needs to be provided in a kind, sensitivity, and understanding manner. While tending to the person’s physical needs, you can also help to relieve loneliness, provide comfort, encourage independence, and promote the person’s self-image. Your service helps people in their homes remain independent. You should always conduct yourself in a manner that let’s the individual know that you care for them and about them. You will make a positive difference in people’s lives! Now, let’s take a look at where you’ll be performing your tasks as a personal support worker. There are two accepted groupings of locations, the first being facility-based and second, community based. To be listed as a Facility-based workplace, a location must provide accommodations, health & support services. There are several different types of facilities, including hospitals and long-term care (retirement) homes. Community-based workplaces include locations within the community where health care and services are provided, but where overnight are not necessary. The most common of these settings would be a person’s home. Obtaining certification to become a Personal Support Worker can follow one of two paths. The first being a traditional educational institution such as a College or University and the second being a specialized educational institution, such as a local learning center (for example, a continuing educational center at a local high school). The government of each province creates a course outline & standard that each institution must adhere to. The wages that a Personal Support Worker can expect to earn can differ from province to province, city to city, and from a unionized to a non-unionized workplace. CUPE (Canadian Union of Public Employees) states that the average wage for a Canadian unionized Support Worker is $14.65 and a non-unionized worker averages $13.42 per hour.
Matthias Koster operates Personal Support Worker Canada (http://www.personalsupportworker.ca), a resource site that provides information on Personal Support Worker job duties, educational institutions offering the course, supplies, and job opportunities.
Article Source: http://EzineArticles.com/?expert=Matthias_Koster
